2 in 3 Future Retirees Don't Understand Social Security

2 in 3 Future Retirees Don't Understand Social Security

2 in 3 future retirees say they don’t understand Social Security benefits, finds a Nationwide Retirement Institute study. According to the survey, 57 percent of future retirees and 75 percent of recent retirees think they are eligible for Social Security benefits sooner than they actually are.

The study also found a third of future retirees plan to take out benefits early because they think Social Security won’t be around when they reach full retirement age.

Future and current retirees and those who have been retired for ten years or more all report they expect to spend or are spending the majority of their SS checks on groceries.

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