LIMRA: More Americans Covered by Employment-Based Life Insurance, Rather Than Individual Coverage

LIMRA: More Americans Covered by Employment-Based Life Insurance, Rather Than Individual Coverage

For the first time in modern history, more Americans are covered by employment-based life insurance, rather than individual life insurance, according to a new LIMRA study. LIMRA has been collecting life insurance coverage data since 1960.

LIMRA reports the change is due to environmental factors such as population growth, workforce participation rates and labor market conditions.

LIMRA leaders expect the trend to continue with gradual growth.

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